Do you need Georgia car insurance?

If you are ever convicted for the felony charge of driving under the influence while in Georgia, your license will be suspended. In order for you to get your license back, you will have to get a special type of car insurance coverage, which is called an SR22 policy. SR-22 car insurance is basically a type of car insurance coverage that is filed with the DMV every month so that they stay active and on top of your status, and can be alerted if your coverage lapses.

While DUI/DWI is the most common felony offense that requires a license suspension and the issuance of a SR22, it is necessary to obtain and have in place anytime you get your license instated after a suspension. You can have your license suspended for other fines as well like having several traffic violations or for excess speeding citations, among other things.

When you reinstate your drivers license, you are required to file the SR22 in the state of Georgia for three years. However, the time period starts as soon as your license is suspended, if you do not re-instate your driver’s license until three years after it was originally suspended. If you need to get a rate quote on cheap auto insurance Georgia, give our website a visit and request a free online rate quote.