Drop your collision and comprehensive coverage - If the value of your car is worth less than the cost of your insurance plus your deductible, you should consider dropping your collision and comprehensive insurance. This can save you 15% to 30% on your premium. Ask for discounts - Other discounts you may be eligible for include: * Senior discount if you’re over 50 years of age. * Driver’s education discount if you’ve taken a driver’s ed course or a driver’s training course. * Safety discount if your car has air bags, anti-lock brakes, or daytime running lights. * Security discount if you have anti-theft devices or burglar alarms installed in your car.
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