The show also featured nasty collections agents, and interviews with those who help people get out of debt. It will cost you some money, but it may save you a lot of money and grief in the future. A good personal financial planner can assess your financial situation rather quickly. A personal financial planner can also helped you with savings for college tuition or for your retirement. When you talk to a personal financial planner make sure you’re completely honest about your spending habits. If you aren’t sure where to find a personal financial planner, help may be as close as your bank. Some banks have these people on staff to help their customers. If your bank does not have a personal financial planner there to help you, they may be able to refer you to someone. Read in French: Assurance vie et Defiscalisation