The main reason it costs so much for a teenager to operate a motor vehicle is because of their lack of driving experience. They just don’t have the proof to offer that says that they are really a responsible driver. One way parents can help lower the premium for motor insurance for the new driver in their home is to send their child to a proper driver’s training course. Typically these courses consist of lessons both in and out of the vehicle. The child will be required to spend some time in a classroom setting learning the basic rules of the road, and then they’ll be given some hands-on training with a qualified instructor. Once the child completes the course they will be eligible for a discount on their insurance costs.