I have absolutely no idea why my health insurance policy rates keep spiraling upwards. At one time both my spouse and I were covered on his insurance, and we had a very low deductible. Now, after about five years later, he is being charged for some of the monthly bill –which is taken straight from his paycheck and our deductible has doubled. The company that insures us is making out like a robber unless we were to have a major catastrophe, . Not only that, because everything is so confusing, I don’t even know what I am covered for and what I would have to pay for myself.  Read more quality blog post.