Liability car insurance will protect you if you hit another motorist, collision covers damage to a car in hit-and-run cases, and comprehensive coverage will cover damage by vandals, or the theft of your vehicle.

The holiday shopping season means that malls and mall parking lots will be packed with hurried and distracted shoppers. Liability coverage, which covers you for the damage you do to others for both bodily and property damage, are represented by three numbers.

For example, 30/40/10 means that you have $30,000 for bodily injury coverage per person, $40,000 in bodily injury coverage per accident (when more than one person is injured) and $10,000 in property damage coverage per accident. Learn how to get a lower rate on Arizona SR22 car insurance and compare rates online for Arkansas SR22 auto insurance