It seems almost inevitable that our car insurance premiums increase every year. However, there are ways to avoid auto insurance premium increases, for example:
Car Rental/Towing Coverage: While it might be a good idea to have this coverage, it’s not always a good idea to use it. Some people have realized that this coverage is not just available when an accident has occurred. For instance, some people have used their car rental coverage when their car was in a repair shop or the towing coverage when their car broke down on the road. As with glass coverage, using this coverage may be the same as filing a claim. More on Avoiding Car Insurance Rate Increases.